ArticlesMaker.com » Finance » Insurance » What Difference Does Women's Car Insurance Make?
ThreePass.com - Cheap Directory Submission &
Article Distribution Service.
What Difference Does Women's Car Insurance Make?
Women drivers have a reputation on the road, although it really depends who you are talking to as to what that reputation is. Other drivers, male drivers, on the road are constantly bemoaning the bad women drivers out there that do not drive off at an acceptable speed (within the limit). However, car insurance providers love them because they do tend to have several advantages over their male counterparts. This is one reason as to why womens car insurance is generally cheaper than the same level of insurance for male drivers. There are several reasons why this is so in the eyes of insurers.
Before getting into the finer details of those reasons, it is necessary for you to understand how much women can save over their male counterparts when it comes to car insurance. Mr and Mrs Bickley from the West Midlands proved that when they got car insurance quotes for their 2008 Ford Focus.
They are both aged 29, with Mrs Bickley being older by three months. They live in a rural, low crime area and have a secure garage attached to their home. The only difference, apart from gender, is the fact that Mr Bickley had 4 years no claims bonus instead of the 3 that Mrs Bickley had.
To find the best deals, they both got separate quotes from two insurers - CIS and E-Sure. When both obtained the car insurance quotes, they found that Mrs Bickley would have to pay 107 less than her husband despite the fact that she had a years less no claims bonus!
Women receive lower car insurance quotes than men because they tend to have fewer serious accidents than men. In fact, they statistically have fewer accidents in general, and fewer claims as a result. Fewer claims ultimately mean that the individual insurer is far less likely to have to pay out high amounts and thus have a greater profit. This profit is passed on to the woman in the form of a discount!
Men tend to drive far more quickly on the roads than women and do get pulled up by the police for driving offences more. Men also apparently have a lower concentration level and so are more likely to get distracted by something as they are driving.
A further reason relates to the types of cars bought by men and women alike. Women buy practical and reliable cars but men buy those that have some sort of value amongst car magazines! In other words, they buy more powerful cars. Not only are those cars more expensive to replace if stolen but also to fix in the advent of an accident.
Womens car insurance can also be found for a cheaper overall price because there are specialist providers for the female drivers out there. These insurers are exclusive. As such, women get more affordable cover over their male counterparts.
Article Source:
ArticlesMaker.com
About the Author: Did you ever wonder why womens car insurance quotes are always cheaper? Powerseeker can help you lower car insurance quotes for female drivers by explaining some amazing facts to women!
Next and Previous Articles
Next Article - Affordable Auto Insurance. It's Possible!
Previous Article - What Is So Special About Womens Car Insurance?
Article Statistics
ArticlesMaker.com » Finance » Insurance » What Difference Does Women's Car Insurance Make?
Author: DavidHill
| Total views:
29
| Word Count:
476
Keyword Search
Search the site for:
car insurance,
auto insurance,
motor insurance,
business insurance,
insurance quotes,
insurance,
personal finance,
insurance,
finance,
money,
motoring,
autos,
business,
brokers
HTML For Publishers
Please note: You can use this article in your website and all links must remain active.
More Articles from: Insurance
1: Cobra Insurance
(Author: Craig Hodges | Date: Aug 5th 2008 | Words: 509 | Views: 25 times)
2: How Can Long Term Care Insurance Keep Up With Inflation?
(Author: NeilGholson | Date: Jul 16th 2008 | Words: 518 | Views: 24 times)
3: Planning For Long-Term Health Care
(Author: TerryStanfield | Date: Jul 16th 2008 | Words: 521 | Views: 27 times)
4: Is Long-Term Care Insurance For Me?
(Author: TerryStanfield | Date: Jul 18th 2008 | Words: 499 | Views: 36 times)
5: Simplifying Long Term Care
(Author: RayVoelkle,CLTC | Date: Jul 16th 2008 | Words: 746 | Views: 27 times)
Popular Articles from: Insurance
1: Instant Home Insurance Quotes Online
(Author: worfdog | Date: Mar 22nd 2007 | Words: 506 | Views: 673 times)
2: How to Find a Term Life Insurance Quote Online
(Author: caricky | Date: Mar 22nd 2007 | Words: 578 | Views: 650 times)
3: Buying Pet Health Insurance For Cat Or Dog Peace Of Mind
(Author: caricky | Date: Jan 23rd 2007 | Words: 473 | Views: 404 times)
4: Affordable Car Insurance - What You Should Know
(Author: apurvashree | Date: Jan 29th 2008 | Words: 407 | Views: 159 times)
5: Auto Insurance Quote - Giving You A Helping Hand
(Author: apurvashree | Date: Jan 29th 2008 | Words: 467 | Views: 150 times)
Navigation
ArticlesMaker.com » Finance » Insurance » What Difference Does Women's Car Insurance Make?
ThreePass.com - Cheap Directory Submission & Article Distribution Service.